About Us

loudHUMAN logo

loudHUMAN.com is a humanitarian multimedia website that curates stories and offers environmentally responsible products. We think good stories and good products should get the spotlight because of their contribution to humanity.

The loudHUMAN Token and Fund is an intangible ETH token ‘product’ which is minted and can be traded back-with the loudHUMAN’s Smart Contract Fund. The Manager trades other cryptocurrencies and tokens based on the values that humanitarian issues are solvable.


Terms and Conditions Simple Summary

loudHUMAN Brand
The loudHUMAN company’s sole assets are the intellectual property computer code used to operate the company.

 

Shop
The company is not liable for affiliate products’ performance or the claims by their brand’s marketing. The company receives a commission on a majority of the products promoted. This is done by technologies retrieving cookies or alternative types of cached code.

 

Stories
The company does not claim credit or ownership of select multi-media stories presented. Media Managers do their very best to give credit when it is due. Credit is given on the front-end caption, SEO alt tags, and/or file name.

 

Token
The loudHUMAN token is not a physical product nor an investment tool. The token’s price is formulated on intangible digital cryptocurrencies pairing.

 

Privacy
Should a data breach occur we will notify visitors and email subscribers within 3 days.

 


Full Disclosure

Affiliate Disclosure and Cookie Policy
loudHUMAN inc (herein known as the company) has several affiliate links which pay a small commission if you happen to purchase something through them. When purchasing through these links, your price will NEVER increase, rather it gives the company credit for directing traffic to the companies loudHUMAN promotes. The credit received is tracked by the use of cookies.

loudHUMAN assumes no responsibility for any product claim, question, statistic, quote or other representation about a product or service advertised. Any and all claims, questions, statistics, quotes or other representations about a product or service should be verified with the manufacturer, provider or party in question.

loudHUMAN is a participant in the Amazon.com affiliate program known as Amazon.com Associates, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. The company is also a participant in several other affiliate programs. For a more detailed explanation of affiliate marketing, see this post by PaidforAdvertising.com.

Affiliate products served, the advertisers they represent, and other third parties including other advertisers and affiliates may serve content and advertisements, collect information directly from visitors, and place or recognize cookies on visitors’ browsers.

By clicking on a merchant Purchase link, you will be directed to the merchant’s website via their internet domains and those domains use cookies.

By continuing to browse this site, you are agreeing to the use of cookies.

For more information about the cookies used on this website, please visit our Privacy Policy.

By browsing this site, you are also agreeing to the terms in our Privacy Policy and our Terms of Use.


Terms of Use

By visiting and/or reading this blog, loudhuman.com, you are agreeing to the following:

You have read and approve our Privacy Policy and our Affiliate Disclosure/Cookie Policy.

LIABILITY WAIVER:
All content provided on this blog is for entertainment purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site, including but not limited to affiliate links and graphic data.

The company will not be liable for any errors or omissions in this information nor for the availability of this information. The company will not be liable for any losses, injuries, or damages arising from the display or use of anything posted on this blog.

Readers attempting to undertake any of the projects or activities described on this blog are doing so at their own peril, and the author/owner of this blog assumes no responsibility or liability for any loss, injury, or damage arising from such attempt(s).

COMMENTS:
You may comment on posts or in the loudHUMAN Telegram chat room. Your comment will be moderated in order to prevent spam. Your comment will not appear on the blog until it has been approved.

Comments that link back to a commercial enterprise and appear to the moderator to have been posted for the primary purpose of promoting that enterprise will not be approved, nor will any comments that construed to be illegal, threatening, abusive, harassing, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent.

CONFIDENTIAL INFORMATION:
Please do not post or send us any information that you view as confidential, secret, or proprietary. Author/owner of this blog is not responsible for keeping confidential any information you post or send.

Privacy and Confidentiality
This privacy policy has been compiled to better serve those who are concerned with how their Personally Identifiable Information (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

When and why do we collect information from people that visit our blog?
We collect information from you when you subscribe to an email newsletter or enter information on our site, including leaving a comment.

Automatically-collected information
We automatically collect certain information about you and the device with which you access this website. For example, when you use this website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed this website. We may also collect information about actions you take when using this website, such as links clicked.

How we use your information
We may use the information we collect from you when you sign up for our newsletter or leave a comment.

If you leave a comment on our website, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for 1 day to one year.


We use cookies

Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.

We use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Additionally, the third-party service providers and affiliates, as mentioned below, place cookies on this website.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since the browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.


Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on this website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google Analytics
This website uses Google Analytics to track website usage and gain information about traffic flow to and within the website. Google Analytics uses cookies. Information on Google Analytics cookies can be found here.

We, along with third-party vendors such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Google Gmail and Sheets
If you choose to subscribe to our updates, please be aware that we rely on a third party company (http://google.com) to deliver this service. If you would like to sign up, you will need to provide your email address.

You may opt out of receiving any, or all, of these communications by emailing us at unsubscribe(at)loudhuman.com or by clicking on the “unsubscribe” link in any email we send to you.

This website is a participant in affiliate programs designed to provide a means for sites to earn advertising fees by linking to products and service we believe in.

The affiliated entities and programs, and other third parties including other advertisers and affiliates may serve content and advertisements, collect information directly from visitors, and place or recognize cookies on visitors’ browsers.

By clicking on a merchant link, you will be directed to the merchant’s website via their internet domains and those domains use cookies which could remain on your browser between 24 hours (in the case of Amazon.com) and 180 days (in the case of some other affiliates). By continuing to browse this website, you are agreeing to the use of cookies.

Website platform and host
This website’s content management system is WordPress. WordPress uses cookies. More information on WordPress cookies can be found here.

Online Privacy
This website does not knowingly collect information from children under the age of 16 years. If you feel this website has inadvertently collected information from or about your child, please contact me at manager(at)loudhuman.com.

We will take the following responsive action, should a data breach occur:  Our web host, GoDaddy, will notify us in the event of a data breach. Should a data breach occur:  We will notify subscribers via email within 3 days; and We will notify the users via in-site notification within 3 days. If you wish to have your data deleted/removed.

If you have left comments on this website, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes. Please make requests by contacting me at manager(at)loudhuman.com.


loudHUMAN Token Terms and Conditions

By using this website, you are agreeing to our Terms and Conditions.

The following Terms and Conditions (“Terms”) govern your (“you” or the “Purchaser”) purchase of cryptographic tokens (“HU”) from loudHUMAN.com. Each of you and the Company is a “Party ” and, together, the “Parties ” to these Terms. This document is not a solicitation for investment and does not pertain in any way to an offering of securities in any jurisdiction. This document describes the loudHUMAN HU token sale.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT PURCHASE HU TOKEN FROM THE COMPANY. BY PURCHASING HU FROM THE COMPANY, YOU WILL BE BOUND BY THESE TERMS AND ANY TERMS INCORPORATED BY REFERENCE. IF YOU HAVE ANY QUESTIONS REGARDING THESE TERMS, PLEASE CONTACT THE COMPANY AT [email protected] By purchasing HU TOKEN, and to the extent permitted by law, you are agreeing not to hold any of the the Company and its respective past, present and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (the “loudHUMAN Team ”) liable for any losses or any special, incidental, or consequential damages arising from, or in any way connected, to the sale of HU, including losses associated with the terms set forth below.

IF ANY OF THE FOLLOWING TERMS ARE UNACCEPTABLE TO YOU, YOU SHOULD NOT PURCHASE HU TOKEN.

PURCHASES OF HU TOKEN SHOULD BE UNDERTAKEN ONLY BY INDIVIDUALS, ENTITIES, OR COMPANIES THAT HAVE SIGNIFICANT EXPERIENCE WITH, AND UNDERSTANDING OF, THE USAGE AND INTRICACIES OF CRYPTOGRAPHIC TOKENS, INCLUDING ETHEREUM TOKENS, AND BLOCKCHAIN BASED SOFTWARE SYSTEMS. PURCHASERS SHOULD HAVE A FUNCTIONAL UNDERSTANDING OF STORAGE AND TRANSMISSION MECHANISMS ASSOCIATED WITH OTHER CRYPTOGRAPHIC TOKENS. WHILE THE COMPANY WILL BE AVAILABLE TO ASSIST PURCHASERS OF HU TOKEN DURING THE SALE, THE COMPANY WILL NOT BE RESPONSIBLE IN ANY WAY FOR LOSS OF BTC, ETH OR HU TOKEN RESULTING FROM ACTIONS TAKEN BY, OR OMITTED BY PURCHASERS. IF YOU DO NOT HAVE SUCH EXPERIENCE OR EXPERTISE, THEN YOU SHOULD NOT PURCHASE HU TOKEN OR PARTICIPATE IN THE SALE OF HU TOKEN. YOUR PARTICIPATION IN HU TOKEN SALE IS DEEMED TO BE YOUR UNDERTAKING THAT YOU SATISFY THE REQUIREMENTS MENTIONED IN THIS PARAGRAPH.

loudHUMAN Token Conditions
When you purchase or otherwise receive, a HU Token token, you may only do so by accepting the following conditions and, by doing so, you warrant and represent that the following are a true and accurate reflection of the basis on which you are acquiring the HU Token tokens:

  • neither the Company nor any of the loudHUMAN Team has provided you with any advice regarding whether HU Token is a suitable investment for you;
  • you have sufficient understanding of the functionality, usage, storage, transmission mechanisms and intricacies associated with cryptographic tokens, such as Bitcoin and Ether, as well as blockchain-based software systems generally;
  • you are legally permitted to receive and hold and make use of HU Token in your and any other relevant jurisdiction;
  • you will supply us with all information, documentation or copy documentation that we require in order to allow us to accept your purchase of HU Token and allocate HU Token to you;
  • you have not supplied us with information relating to your acquisition of HU Token or otherwise which is inaccurate or misleading;
  • you will provide us with any additional information which may be reasonably required in order that we can fulfill our legal, regulatory and contractual obligations, including but not limited to any anti-money laundering obligation;
  • you will notify us promptly of any change to the information supplied by you to us; you are of sufficient age (if an individual) to legally obtain HU Token, and you are not aware of any other legal reason to prevent you from obtaining HU Token;
  • you take sole responsibility for any restrictions and risks associated with receiving and holding HU Token, including but not limited to these set out in Annex A;
  • by acquiring HU Token, you are not making a regulated investment, as this term may be interpreted by the regulator in your jurisdiction; you are not obtaining or using HU Token for any illegal purpose, and will not use HU Token for any illegal purpose;
  • you waive any right you may have / obtain to participate in a class action lawsuit or a class-wide arbitration against any entity or individual involved with the sale of HU Token;
  • your acquisition of HU Token does not involve your purchase or receipt of shares, ownership or any equivalent in any existing or future public or private company, corporation or other entity in any jurisdiction;
  • to the extent permitted by law and provided we act in good faith, the Company makes no warranty whatsoever, either expressed or implied, regarding the future success of HU Token and/or the Ethereum Network;
  • you accept that HU Token is created and you obtain HU Token on an “as is” and “under development” basis. Therefore, provided the Company acts in good faith, you accept that the Company is providing HU Token without being able to provide any warranties in relation to HU Token, including, but not limited to, title, merchantability or fitness for a particular purpose;
  • you accept that you bear sole responsibility for determining if (i) the acquisition, the allocation, use or ownership of HU Token (ii) the potential appreciation or depreciation in the value of HU Token over time, if any, (iii) the sale and purchase of HU Token; and/or (iv) any other action or transaction related to HU Token has tax implications.

loudHUMAN Price and Purchases
The US Dollars to ETH exchange rate is used to dynamically set the ETH to HU Token rate. Purchaser must have an Ethereum wallet that supports the ERC-20 token standard in order to receive any HU Tokens purchased from the Company.

ALL PURCHASES OF HU TOKEN ARE FINAL. PURCHASES OF HU TOKEN ARE NON-REFUNDABLE. BY PURCHASING HU TOKEN, THE PURCHASER ACKNOWLEDGES THAT NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES, DIRECTORS OR SHAREHODELRS ARE REQUIRED TO PROVIDE A REFUND FOR ANY REASON.

IF THE COMPANY BELIEVES, IN ITS SOLE DISCRETION, THAT ANY INDIVIDUALS OR ENTITIES OWNING HU TOKEN CREATES MATERIAL REGULATORY OR OTHER LEGAL RISKS OR ADVERSE EFFECTS FOR THE COMPANY AND/OR HU TOKEN, THE COMPANY RESERVES THE RIGHT TO: (A) BUY ALL HU TOKENS FROM SUCH HU TOKENS OWNERS AT THE THEN-EXISTING MARKET PRICE AND/OR (B) SELL ALL CRYPTOCURRENCY ASSETS OF THE COMPANY.

Taxation of loudHUMAN Token
The Purchaser bears the sole responsibility to determine if the purchase of HU Token with BTC, LTC, ETH or the potential appreciation or depreciation in the value of HU Token over time has tax implications for the Purchaser in the Purchaser’s home jurisdiction. By purchasing HU Token, and to the extent permitted by law, the Purchaser agrees not to hold any of the Company, its affiliates, shareholders, director, or advisors liable for any tax liability associated with or arising from the purchase of HU Token.

Force Majeure
The loudHUMAN Team is not liable for failure to perform solely caused by:
unavoidable casualty, delays in delivery of materials, embargoes, government orders, acts of civil or ilitary authorities, acts by common carriers, emergency conditions (including weather conditions), security issues arising from the technology used, or any similar unforeseen event that renders performance commercially implausible. If an event of force majeure occurs, the party injured by the other’s inability to perform may elect to suspend the Terms, in whole or part, for the duration of the force majeure circumstances. The party experiencing the force majeure circumstances shall cooperate with and assist the injured party in all reasonable ways to minimize the impact of force majeure on the injured party.

Disclaimer of Warranties
THE PURCHASER EXPRESSLY AGREES THAT THE PURCHASER IS PURCHASING HU TOKEN AT THE PURCHASER’S SOLE RISK AND THAT HU TOKEN IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE (EXCEPT ONLY TO THE EXTENT PROHIBITED UNDER APPLICABLE LAW WITH ANY LEGALLY REQUIRED WARRANTY PERIOD TO THE SHORTER OF THIRTY DAYS FROM FIRST USE OR THE MINIMUM PERIOD REQUIRED). WITHOUT LIMITING THE FOREGOING, NONE OF THE LOUDHUMAN TEAM WARRANTS THAT THE PROCESS FOR PURCHASING HU TOKEN WILL BE UNINTERRUPTED OR ERROR-FREE.

Limitations Waiver of Liability
THE PURCHASER ACKNOWLEDGES AND AGREES THAT, TO THE FULLEST EXTENT PERMITTED BY ANY APPLICABLE LAW, THE DISCLAIMERS OF LIABILITY CONTAINED HEREIN APPLY TO ANY AND ALL DAMAGES OR INJURY WHATSOEVER CAUSED BY OR RELATED TO (i) USE OF, OR INABILITY TO USE, HU TOKEN OR (ii) THE LOUDHUMAN TEAM UNDER ANY CAUSE OR ACTION WHATSOEVER OF ANY KIND IN ANY JURISDICTION, INCLUDING, WITHOUT LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT OR TORT (INCLUDING NEGLIGENCE) AND THAT NONE OF THE loudHUMAN TEAM SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING FOR LOSS OF PROFITS, GOODWILL OR DATA, IN ANY WAY, WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, OR PURCHASE OF, OR INABILITY TO PURCHASE, HU TOKEN, OR ARISING OUT OF ANY INTERACTION WITH THE SMART CONTRACT IMPLEMENTED IN RELATION TO HU TOKEN. THE PURCHASER FURTHER SPECIFICALLY ACKNOWLEDGES THAT THE LOUDHUMAN TEAM IS NOT LIABLE FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OTHER PURCHASERS OF HU TOKEN, AND THAT THE RISK OF PURCHASING AND USING HU TOKEN RESTS ENTIRELY WITH THE PURCHASER. TO THE EXTENT PERMISSIBLE UNDER APPLICABLE LAWS, UNDER NO CIRCUMSTANCES WILL ANY OF THE LOUDHUMAN TEAM BE LIABLE TO ANY PURCHASER FOR MORE THAN THE AMOUNT THE PURCHASER HAVE PAID TO THE COMPANY FOR THE PURCHASE OF HU TOKEN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS IN THIS SECTION AND ELSEWHERE IN THE TERMS MAY NOT APPLY TO A PURCHASER. IN PARTICULAR, NOTHING IN THESE TERMS SHALL AFFECT THE STATUTORY RIGHTS OF ANY PURCHASER OR EXCLUDE INJURY ARISING FROM ANY WILFUL MISCONDUCT OR FRAUD OF THE LOUDHUMAN TEAM.

Complete Agreement
These Terms set forth the entire understanding between the Purchaser and the Company with respect to the purchase and sale of HU Token. For facts relating to the sale and purchase, the Purchaser agrees to rely only on the Terms in determining purchase decisions and understands that the Terms govern the sale of HU Token and supersede any public statements about the HU Token token sale made by third parties or by the loudHUMAN Team or individuals associated with any of the loudHUMAN Team, past and present and during the HU token sale.

Updates to the Terms
The Company reserves the right, at its sole discretion, to change, modify, add, or remove portions of the Terms at any time during the sale by posting the amended Terms on the Website. Any Purchaser will be deemed to have accepted such changes by purchasing HU Token. The Terms may not be otherwise amended except by express consent of both the Purchaser and the Company.
Indemnification

To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless the loudHUMAN Team from and against all claims, demands, actions, damages, losses, costs and expenses (including attorneys’ fees) that arise from or relate to: (i) your purchase or use of HU Token; (ii) your responsibilities or obligations under these Terms; (iii) your violation of these Terms; or (iv) your violation of any rights of any other person or entity.

The Company reserves the right to exercise sole control over the defense, at your expense, of any claim subject to indemnification under this Section 18. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and the Company.

Security
You are responsible for implementing reasonable measures for securing the wallet, vault or other storage mechanisms you use to receive and hold HU Token purchased from the Company, including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If your private key(s) or other access credentials are lost, you may lose access to your Tokens. The Company is not responsible for any losses, costs or expenses relating to lost access credentials.

This Policy takes effect on Feb 14, 2019


ANNEX A

HU Token Risks
By purchasing, owning, and using HU Token, you expressly acknowledge and assume the following risks:

Risk of Losing Access to HU Token Due to Loss of Private Key(s), Custodial Error or Purchaser Error
A private key, or a combination of private keys, is necessary to control and dispose of HU Token stored in your digital wallet or vault. Accordingly, loss of requisite private key(s) associated with your digital wallet or vault storing HU Token will result in loss of such HU Token. Moreover, any third party that gains access to such private key(s), including by gaining access to login credentials of a hosted wallet service you use, may be able to misappropriate your HU Token. Any errors or malfunctions caused by or otherwise related to the digital wallet or vault you choose to receive and store HU Token in, including your own failure to properly maintain or use such digital wallet or vault, may also result in the loss of your HU Token. Additionally, your failure to follow precisely the procedures set forth in for buying and receiving Tokens, including, for instance, if you provide the wrong address for the receiving HU Token, or provides an address that is not ERC-20 compatible, may result in the loss of your Tokens.

Risks Associated with the Ethereum Protocol
Because HU Token and the loudHUMAN platform are based on the Ethereum protocol, any malfunction, breakdown or abandonment of the Ethereum protocol may have a material adverse effect on the platform or HU Token. Moreover, advances in cryptography, or technical advances such as the development of quantum computing, could present risks to the HU Token and the platform, including the utility of the HU Token for obtaining services, by rendering ineffective the cryptographic consensus mechanism that underpins the Ethereum protocol.

Risk of Mining Attacks
As with other decentralized cryptographic tokens based on the Ethereum protocol, HU Token are susceptible to attacks by miners in the course of validating HU Token transactions on the Ethereum blockchain, including, but not limited, to double-spend attacks, majority mining power attacks, and selfish-mining attacks. Any successful attacks present a risk to the platform and HU Token, including, but not limited to, accurate execution and recording of transactions involving HU Token.

Risk of Hacking and Security WeaknessesHackers or other malicious groups or organizations may attempt to interfere with the platform or HU Token in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing, and spoofing. Furthermore, because the platform is based on open-source software, there is a risk that a third party or a member of the Company team may intentionally or unintentionally introduce weaknesses into the core infrastructure of the platform, which could negatively affect the platform and HU Token, including the utility of HU Token for obtaining services.

Risks Associated with Markets for HU Token
If secondary trading of Tokens is facilitated by third-party exchanges, such exchanges may be relatively new and subject to little or no regulatory oversight, making them more susceptible to fraud or manipulation. Furthermore, to the extent that third-parties do ascribe an external exchange value to HU Token (e.g., as denominated in a digital or fiat currency), such value may be extremely volatile.

Risk of Uninsured Losses
Unlike bank accounts or accounts at some other financial institutions, HU Token are uninsured unless you specifically obtain private insurance to insure them. Thus, in the event of loss or loss of utility value, there is no public insurer or private insurance arranged by Company, to offer recourse to you.

Risks Associated with Uncertain Regulations and Enforcement Actions
The regulatory status of HU Token and distributed ledger technology is unclear or unsettled in many jurisdictions. It is difficult to predict how or whether regulatory agencies may apply existing regulation with respect to such technology and its applications, including the loudHUMAN platform and HU Token. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to law and regulation affecting distributed ledger technology and its applications, including the platform and HU Token. Regulatory actions could negatively impact the platform and HU Token in various ways, including, for purposes of illustration only, through a determination that the purchase, sale, and  delivery of HU Token constitutes unlawful activity or that HU Token is a regulated instrument  that requires registration or licensing of those instruments or some or all of the parties involved in the purchase, sale, and delivery thereof. The Company may cease operations in a jurisdiction in the event that regulatory actions, or changes to law or regulation, make it illegal to operate in such jurisdiction, or commercially undesirable to obtain the necessary regulatory approval(s) to operate in such jurisdiction.

Risks Arising from Taxation
The tax characterization of HU Token is uncertain. You must seek your own tax advice in connection with purchasing HU Token, which may result in adverse tax consequences to you, including withholding taxes, income taxes and tax reporting requirements.

Risk of Competing platforms
It is possible that alternative platforms could be established that utilize the same open source code and protocol underlying the platform and attempt to facilitate services that are materially similar to the loudHUMAN services.

Risks Arising from Lack of Governance Rights
Because HU Token confer no governance rights of any kind with respect to the loudHUMAN platform or the Company, all decisions involving the Company’s products or services within the platform or the Company itself will be made by the Company at its sole discretion. These decisions could adversely affect the platform and the utility of any HU Token you own, including their utility for obtaining services.

Unanticipated Risks
Cryptographic tokens such as HU Token are a new and untested technology. In addition to the risks included in this Annex A of these Terms, there are other risks associated with your purchase, possession and use of HU Token, including unanticipated risks. Such risks may further materialize as unanticipated variations or combinations of the risks discussed in this Annex A of these Terms.

CONTACT

Questions, comments, and requests regarding this privacy policy are welcomed and should be addressed to info (at) loudhuman.com.